Prospect Tree Mortgages
  • Mortgages
    • First Time Buyer
    • Remortgage
    • Buy to let
    • Equity Release
    • Sports Professionals
  • Services
    • Workplace Mortgage Clinics
    • Partners & Introducers
    • Recommended Companies
    • Refer a friend
  • About
    • Meet The Team >
      • Nick Daynes
      • Ian Butt
      • Robin Newall
      • Matthew Lee
      • Graeme Childs
      • Fred Barham
      • Philippa Read
    • Reviews
    • Partnerships
    • Supported Charities
  • News
  • Contact
  • 0800 8620 840

 News & Events

Why Use a mortgage broker?

26/6/2018

 
Picture
Getting a mortgage is one of the biggest financial decisions you’ll make in your life, therefore it’s very important you get it right.

What’s more, the mortgage market is immensely competitive, there are lots of different lenders and a range of products and rates and this can naturally create lots of stress and uncertainty.
​
In this article, we briefly explore the role of a mortgage broker and discuss why you should use a broker to arrange your mortgage.

What is a mortgage broker?
A mortgage broker is an individual or company that acts as an intermediary between you and a mortgage lender. Mortgage brokers will work with you and offer you regulated advice on mortgage products that suit you best. They can help with first time mortgages or support you to release equity and or reduce your monthly mortgage repayments via a remortgage. Mortgage brokers, also known as financial advisers are regulated by the Financial Conduct Authority.  

Why use a mortgage broker?
There are many advantages to using a mortgage broker, we've listed the major advantages below:

Whole market access
Mortgage brokers have access to the “whole market.” This means they can offer you a wide selection of loans through a host of different lenders. This is in contrast to obtaining a mortgage via a high street bank who can only offer you a product from their own range.

​Convenience
Using a mortgage broker will allow you to save large amounts of time. Most mortgage brokers are flexible with their approach, they might take calls after work hours and are sometimes even willing to meet you at a place most convenient to you. Your mortgage broker will also arrange all the necessary paperwork and liaise with the lender on your behalf, this ensures a smooth process.

​If you are thinking of purchasing a property or remortgaging your current property get in touch with us here at Prospect Tree Mortgages. We are mortgage broker in Kent but offer advice nationally, we’d be delighted to support you. Fill out our contact form or call us on 0800 8620 840.


Clare Hughes-Blake
24/3/2019 09:01:15 pm

Looking to remortgage as I have an interest only mortgage


Comments are closed.

    Categories

    All
    Market Watch
    Mortgages
    Sports Professionals

    Archives

    January 2021
    December 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    September 2018
    August 2018
    June 2018
    April 2018

    RSS Feed

Picture
​Mortgages
About
News
​Contact
First Time Buyers
Remortgage
Buy to Let
Equity Release
Large Loans
Sports Professionals
Workplace Mortgage Clinics
Recommended Companies
Partners and Introducers
Refer a Friend
Important Information
​
Privacy Policy
Cookie Policy
Picture
Picture
Picture
Picture
Prospect Tree Mortgages Ltd is an appointed representative of TenetConnect Services Ltd, which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643.
​
Prospect Tree Mortgages Ltd is Registered in England and Wales under reference 10112043. Registered Office Address: 3/4 Lemanis House, Stone Street, Lympne, Kent, CT21 4JN. 

​The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
© COPYRIGHT 2018. PROSPECT TREE MORTGAGES LTD. ALL RIGHTS RESERVED.
  • Mortgages
    • First Time Buyer
    • Remortgage
    • Buy to let
    • Equity Release
    • Sports Professionals
  • Services
    • Workplace Mortgage Clinics
    • Partners & Introducers
    • Recommended Companies
    • Refer a friend
  • About
    • Meet The Team >
      • Nick Daynes
      • Ian Butt
      • Robin Newall
      • Matthew Lee
      • Graeme Childs
      • Fred Barham
      • Philippa Read
    • Reviews
    • Partnerships
    • Supported Charities
  • News
  • Contact
  • 0800 8620 840